This list is a little out of my usual league of shittery! I think most of you know how I feel about bullies and I think con artists are some of the worst. Playing on people’s fears is despicable. I hope this list of scams, how to avoid them and where to get help is of benefit. Please feel free to share as awareness is essential to defeat these cowardly thieves. There are far more scam categories than I can cover. Dating scams, phishing scams, home repair scams, you’ve won xyz but need to pay admin cost scams… they are legion.
These are the scams I’ve seen while I’ve been home in the last few weeks so here’s where I’m starting but please, trust no one and CYA! It’s better to be cautious than burned!
Covid 19 Scams
Hands up if you got a text saying you were infected with Covid 19? I did. There are a literal ton of Covid 19 scams. FDC Scambusters is a brilliant breakdown of how many there are and is worth a read wherever you are just to be aware.
I don’t think there can be enough vigilance ever when it comes to protecting your bank and credit card information. Personally I never speak to them, I take a name and call my branch. If it’s genuine they’ll be delighted you’re being careful. Do not trust that it’s your banks number. Scammers can make it appear to be any number they like. It’s a good idea to set a security question and answer with your bank but still, give a wrong answer to check they know it’s wrong. Don’t pick a usual question like ‘fathers first name either’ Set a security question like ‘how old is my pet tortoise?’ and have the answer as ‘blue’ Random works!
Some nasty little shit pot scammers fake working for the Census Bureau. They try to get your personal information so that they can either steal your identity or commit other fraud in your name. These dirtbags have already called people and sent fake letters. Some even go door to door to collect information about you. Be very wary. I would highly recommend going to the .gov website to fill it in always.
Government Grant Scams and Stimulus Checks
Another current favorite it seems with up-to-date scammers. These try to suck you in with saying you are eligible for money for college or home improvement. Long story short, it’s a lie. They ask for your account information to ‘deposit a check’. They may ask for a admin fee. Don’t be a dumbass. Schools and libraries are good resources for possible grants or scholarships. There are grants available for home improvement and you can find out about them from your local town or county website or in person or over the phone at your town hall or planning department. Don’t lose your home to debt from fraud!
You can find more info on all of the above and how to report them:
Finally, I think this one is real guys!!
This was written in response to the Discover Prompt: List